Gold bars are typically what most people picture when they think of investing in gold. COMEX deliverable, 400 Ounce bars are frequently depicted in the movies or shown in Fort Knox. In truth, gold bars come in a variety of sizes for any investor. One ounce bars are the most common since they easy to calculate using the spot gold price which is also based on one troy ounce. Smaller bars like 1 gram can fit inside a thimble. We offer a range of sizes all the way to 100 Ounce gold bars.
The gold in these gold eagle bullion coins comes from American sources. It is alloyed with copper and silver for durability. Crown gold refers to 22 karat alloy, per the English standard, which has not been used in the U.S. since 1937. American eagles contain a gold fraction of .9167, which is authorized as 22 karats, with 3% silver and 5.33% copper. Un-circulated and proof versions, which are produced at the West Point Mint in New York, are available for coin collectors. The eagles minted from 1986 through 1991 feature the date in Roman numerals. Now Arabic numbers designate the date on these coins.
The mining sector, which includes companies that extract gold, can experience high volatility. When evaluating the dividend performance of gold stocks, consider the company's performance over time in regard to dividends. Factors such as the company's history of paying dividends and the sustainability of its dividend payout ratio are two key elements to examine in the company's balance sheet and other financial statements. A company's ability to sustain healthy dividend payouts is greatly enhanced if it has consistently low debt levels and strong cash flows, and the historical trend of the company's performance shows steadily improving debt and cash flow figures. Since any company goes through growth and expansion cycles when it takes on more debt and has a lower cash on hand balance, it's imperative to analyze their long-term figures rather than a shorter financial picture timeframe.
Gold certificates. Gold certificates are another option for "owning" gold that is best placed in the bullion category but merits a little explanation. Gold certificates are notes issued by a company that owns gold. Effectively, the note provides the buyer with direct exposure to the metal, but it doesn't require the physical ownership of the metal, which the note issuer keeps safely under lock and key.
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Gold coins are also flat, disk-shaped 0.999+ pure gold pieces. However, most gold coins, unlike gold rounds, carry an official face value (legal tender value) in the country of issue. These investment instruments carry one of the highest premiums over the spot price of gold due to collector demand and official recognition from sovereign governments.  
Imagine yourself sitting in a stream swirling water in a metal pan, desperately hoping to see a small yellow glint. That flash would be light reflecting off gold, the metal that you might have traveled across a continent to find in the early 1850s. But why? What's so special about gold that people were willing to uproot their lives in the hopes of finding this precious metal? And, more important, why does gold still hold such a prominent place in our global economy? Here's the introduction to gold you need before you start investing in it, including a look at your choices -- jewelry, coins, bullion, gold certificates, exchange-traded funds (ETFs), mutual funds, futures contracts, gold mining stocks, and gold streaming and royalty companies -- and a discussion of the best gold investing strategy for beginners.
Gold has been used as money for many reasons. It is fungible, with a low spread between the prices to buy and sell. Gold is also easily transportable, as it has a high value to weight ratio, compared to other commodities, such as silver. Gold can be re-coined, divided into smaller units, or re-melted into larger units such as gold bars, without destroying its metal value. The density of gold is higher than most other metals, making it difficult to pass counterfeits. Additionally, gold is extremely unreactive, hence it does not tarnish or corrode over time.

Investments in either gold or silver are completely reliant on the customer’s preferences. The important thing behind deciding what to invest in is to ensure you are informed in the metals markets. Our website offers amazing resources to help you decide which investment is right for you. To understand more about why you should invest in gold, silver, palladium or platinum, visit the page on “Why Silver” and also take advantage of Monex' proprietary “Market Outlook” which contains reports analyzing each of the four precious metals.
The Krugerrand is the most widely held gold bullion coin, with 46 million troy ounces (1,400 tonnes) in circulation. Other common gold bullion coins include the Australian Gold Nugget (Kangaroo), Austrian Philharmoniker (Philharmonic), Austrian 100 Corona, Canadian Gold Maple Leaf, Chinese Gold Panda, Malaysian Kijang Emas, French Napoleon or Louis d'Or, Mexican Gold 50 Peso, British Sovereign, American Gold Eagle, and American Buffalo.
Futures contracts. Futures contracts are another way to own gold without directly taking possession of it, but it's a highly leveraged and risky choice that is inappropriate for beginners. Even experienced investors should think twice here. Essentially, a futures contract is an agreement between a buyer and a seller to exchange a specified amount of gold at a specified future date and at a specified price. As gold prices move up and down, the value of the contract fluctuates, with the accounts of the seller and buyer adjusted accordingly. Futures contracts are generally standardized and traded on exchanges, so you'd need to talk to your broker to see if it supports them. 
When people buy physical gold, they can store it themselves, have someone store it for them or do a combination of both. Some people keep it in a home safe, storage boxes, or in coin capsules at home. Others store it in a safe deposit box at the bank or other secure location. Safe deposit boxes at the bank are affordable but may offer limited access, based on the hours of the financial institution. The bank does not insure the contents of the box, which means separate insurance should be purchased.
Many banks offer gold accounts where gold can be instantly bought or sold just like any foreign currency on a fractional reserve basis.[citation needed] Swiss banks offer similar service on a fully allocated basis. Pool accounts, such as those offered by some providers, facilitate highly liquid but unallocated claims on gold owned by the company. Digital gold currency systems operate like pool accounts and additionally allow the direct transfer of fungible gold between members of the service. Other operators, by contrast, allows clients to create a bailment on allocated (non-fungible) gold, which becomes the legal property of the buyer.

The demand for jewelry is fairly constant, though economic downturns do, obviously, lead to some temporary reductions in demand from this industry. The demand from investors, including central banks, however, tends to ebb and flow with the economy and investor sentiment. So, when investors are worried about the economy, they often buy gold, and based on the increase in demand, push its price higher. If you want to keep track of gold's ups and downs, you can easily do so at the website of the World Gold Council, an industry trade group backed by some of the largest gold miners in the world. 

The second category is dated bullion gold coins minted by sovereign countries. These are guaranteed as to weight and purity by official mints worldwide and have the added advantage of being legal tender. Each sovereign mint produces various size coins – 1 oz being the most popular. They also mint fractional gold bullion coins in 1/2 oz, 1/4 oz and 1/10 oz each year. The fractional sizes are popular with those who believe gold barter coins may be necessary at some future date.


In addition to American Gold Eagles, we carry large quantities of foreign coins and gold bars. Our gold bar selection includes Pamp Suisse, Perth Mint & Credit Suisse bars. We also offer American Gold Buffalo coins, pre-1933 gold bullion, and other gold products. Among precious metals, gold is renowned for its beauty and rarity. For the latest update in spot gold prices, please refer to the box in the upper right-hand corner. Order online today for secure delivery or place an order by phone at 1-800-735-1311.

ETF shares can be sold in basically two ways. The investors can sell the individual shares to other investors, or they can sell the Creation Units back to the ETF. In addition, ETFs generally redeem Creation Units by giving investors the securities that comprise the portfolio instead of cash. Because of the limited redeemability of ETF shares, ETFs are not considered to be and may not call themselves mutual funds.[51]
However, there's a downside as well. Because a miner is running an operating business, you are also facing the risk that things might not work out as planned. As noted above, mines don't always produce as much gold as expected, workers sometimes go on strike, and, unfortunately, mining is risky and disasters can take place that halt production and cost lives. All in all, gold miners can perform better or worse than gold -- depending on what's going on at the specific miner you're looking at.
In general, gold is seen as a diversifying investment. It is clear that gold has historically served as an investment that can add a diversifying component to your portfolio, regardless of whether you are worried about inflation, a declining U.S. dollar, or even protecting your wealth. If your focus is simply diversification, gold is not correlated to stocks, bonds and real estate.
Sheldon's scale, included in his famous work Penny Whimsy, was originally devised specifically for United States large cents, but it is now applied to all series. The scale runs from 0 to 70, where 0 means that you can tell that it was once a coin while 70 means that it is perfect. 60 is uncirculated, what the general public would consider perfect, with no wear whatsoever. There is a direct mapping from this scale to the older descriptive terms, but they are not always used in the same way.[8][9]
Like most commodities, the price of gold is driven by supply and demand, including speculative demand. However, unlike most other commodities, saving and disposal play larger roles in affecting its price than its consumption. Most of the gold ever mined still exists in accessible form, such as bullion and mass-produced jewelry, with little value over its fine weight — so it is nearly as liquid as bullion, and can come back onto the gold market.[12][13] At the end of 2006, it was estimated that all the gold ever mined totalled 158,000 tonnes (156,000 long tons; 174,000 short tons).[14] The investor Warren Buffett has said that the total amount of gold in the world that is above ground could fit into a cube with sides of just 20 metres (66 ft)[15] (which is roughly consistent with 158,000 tonnes based on a specific gravity of 19.3). However, estimates for the amount of gold that exists today vary significantly and some have suggested the cube could be a lot smaller or larger.[by whom?]
A. Once again the answer is not cut and dry, but a general rule of thumb is 10% to 30%. How high you go between 10% and 30% depends upon how concerned you are about the current economic, financial and political situation. James Rickards, strategic investment analyst and author of the New York Times bestseller, Currency Wars: The Making of the Next Global Crisis, advocates a 20% gold diversification. "Gold," explains Rickards, "is not a commodity. Gold is not an investment. Gold is money par excellence."
As you look into ETFs, however, a word of warning: Make sure that you fully understand what the ETF is intended to do. The difference between the SPDR Gold Shares ETF and the two gold miner-focused VanEck ETFs is only the tip of the iceberg, as the more subtle difference between the two VanEck ETFs makes very clear. When you do your research, look closely at the index being tracked, paying particular attention to how it is constructed, the weighting approach, and when and how it gets rebalanced. All are important pieces of information that are easy to overlook when you assume that a simple ETF name will translate into a simple investment approach.

The price of gold fluctuates constantly in the markets. This can make pricing gold bars somewhat challenging for many dealers. But we’ve created a system that updates the prices of our products in real time in accordance with the spot price of gold at the time of purchase. We also have a price match guarantee to match the advertised price of any of our products on the sites of our top competitors.


Buying from a local dealer and buying online may be two very different things. Brick and mortar coin dealers will often have significantly higher dealer premiums associated with their products. Online dealers, such as Silver.com, often have much lower overhead and move more inventory thus allowing us to offer bullion products for lower prices. To see what others are saying about buying precious metals online from us, you can read some customer reviews of Silver.com.

The gold that miners dig up goes into a number of different industries today. The largest by far is jewelry, which accounts for around 50% of gold demand. Another 40% comes from direct physical investment in gold, including gold used to create coins, bullion, medals, and gold bars. This broad demand category includes individuals, central banks, and, more recently, exchange-traded funds that purchase gold on behalf of others. The remaining demand for gold comes from industry, for use in things such as dentistry, heat shields, and tech gadgets. 
Exchange-traded funds, or ETFs, are investment companies that are legally classified as open-end companies or unit investment trusts (UITs), but that differ from traditional open-end companies and UITs.[51] The main differences are that ETFs do not sell directly to investors and they issue their shares in what are called "Creation Units" (large blocks such as blocks of 50,000 shares). Also, the Creation Units may not be purchased with cash but a basket of securities that mirrors the ETF's portfolio. Usually, the Creation Units are split up and re-sold on a secondary market.

Gold should not be bought alone as an investment. Gold itself is speculative, and can have high peaks and low valleys. That makes it too risky for the average individual investor. Over the long run, the value of gold doesn't beat inflation. But gold is an integral part of a diversified portfolio. It should include other commodities such as oil, mining, and investments in other hard assets.
Investment Grade Coins are higher quality and more rare than bullion coins. These coins are also graded and are enclosed in a protective slab to ensure and preserve the condition of the coin. A study commissioned by the U.S. Congress has proven that certain Investment Grade Coins are shown to have an annual return of 15%. Investment Grade Coins are for investors planning to hold onto their investment for at least 3 years.
Then you have to do something with the gold you've purchased. That could mean tossing it in a drawer, buying a safe, or renting a safe deposit box from the local bank. Depending on your selection, you could end up paying an ongoing cost for storing your gold. Selling, meanwhile, can be difficult since you have to retrieve your gold and bring it to a dealer, who may offer you a price that's below the current spot price -- effectively a markup in the opposite direction.

United States Gold Bureau is a private distributor of Gold, Silver & Platinum coins from the U.S. Mint and is not affiliated with the U.S. Government. Information on this web site is intended for educational purpose only and is not to be used as investment advice or a recommendation to buy sell or trade any asset that requires a licensed broker. As with all investments there is risk and the past performance of a particular asset class does not guarantee any future performance. The United States Gold Bureau, principals and representatives do not guarantee to clients that they will realize a profit or guarantee that losses may not be incurred as a result of following its coin collecting recommendations, or upon liquidation of coins bought from the U.S. Gold Bureau. All content and images are owned by USGB and may not be reproduced without written authorization.


Precious metals in bulk form are known as bullion, and are traded on commodity markets. Bullion metals may be cast into ingots, or minted into coins. The defining attribute of bullion is that it is valued by its mass and purity rather than by a face value as money. While obsolete gold coins are primarily collected for their numismatic value, gold bullion coins today derive their value from the metal (gold) content – and as such are viewed by some investors as a "hedge" against inflation or a store of value. Many nations mint bullion coins. According to British HM Revenue & Customs investment coins are generally coins that have been minted after 1800, have a purity of not less than 900 thousandths, or have been legal tender in its country of origin.[5] Although nominally issued as legal tender, these coins' face value as currency is far below that of their value as bullion.
As mentioned above, the market for Precious Metals generally moves independent from stocks and bonds. If you buy physical Gold, you can balance your portfolio so you need not fear the NYSE. In an economic slowdown, your Precious Metals may provide a comforting, stable point among your investments. You can easily look up historical Gold prices to see this balance for yourself.
These different weights of bars will carry prices depending on a number of factors. First, the spot price of gold--the current market price at which gold is being bought and sold--will drastically effect how much a gold bar will go for. What's more, the refinery that has minted the bar factors in to the overall price. Some refineries have a more distinguished reputation and therefore will charge more for their gold bars. The purity of fineness of the gold itself will also come into play. Gold fineness is measured in karats. You can find gold fineness ranked as 333 which equates to 8 karats, all the way to 24 karat 999.999 fine gold, which is the purest gold bar possible.
There is no more endearing animal than the panda. The panda has been a symbol of innocence for centuries across several countries. The cute pandas are depicted on these beautifully crafted Gold coins. The design changes annually, making it appealing to investors of all levels. Buy the Chinese Gold Pandas online today. Click here to see the new 2018 China 30 gram Gold Panda!
Gold exchange-traded products (ETPs) represent an easy way to gain exposure to the gold price, without the inconvenience of storing physical bars. However exchange-traded gold instruments, even those that hold physical gold for the benefit of the investor, carry risks beyond those inherent in the precious metal itself. For example, the most popular gold ETP (GLD) has been widely criticized, and even compared with mortgage-backed securities, due to features of its complex structure.[46][47][48][49][50]
And then there are operational issues, since mining is expensive, time-consuming, and often dangerous. A problem at a mine, a major exploration success, or any number of other operational issues can cause a miner's stock performance to diverge materially from the price of gold. Small miners, meanwhile, often provide the most upside opportunity and downside risk, since tiny moves in the price of gold can sometimes be the difference between these miners making a profit or losing money. And then there are companies like Northern Dynasty Minerals, where the only asset is a mine under development. The stock is cheap today, making it something of an option on the price of gold since the value of the mine (called the Pebble Project) won't be realized for years. But if the Pebble Project gets built, Northern Dynasty could see material stock-price gains.
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The gold in these gold eagle bullion coins comes from American sources. It is alloyed with copper and silver for durability. Crown gold refers to 22 karat alloy, per the English standard, which has not been used in the U.S. since 1937. American eagles contain a gold fraction of .9167, which is authorized as 22 karats, with 3% silver and 5.33% copper. Un-circulated and proof versions, which are produced at the West Point Mint in New York, are available for coin collectors. The eagles minted from 1986 through 1991 feature the date in Roman numerals. Now Arabic numbers designate the date on these coins.

Some of the most successful individuals and financial firms around the globe invest in gold. For centuries, it has been one of the most valued commodities. It provides value and benefits to savers and investors. The price of gold in all currencies has been rising dramatically over the last two decades. Because it is not correlated to many other assets – and because it is the ultimate form of money – it makes sense to diversify by holding at least 10 to 15 percent of your assets in precious metals. It is a viable hedge against inflation and often grows in value during tough economic periods. Because it is priced in volatile and unstable paper currencies, it appears to be a significant risk. However, its long-term trend is most definitely up when compared to all currencies!

The Market Vectors Junior Gold Miners ETF debuted in 2009. This ETF has become quite popular among investors seeking to have indirect access to gold assets. Although similar to the Gold Miners, the Junior Gold Miners focuses on smaller companies involved in an ongoing search for new sources of gold. Because these companies are less established, there is more risk involved.
The most basic definition of a mint is an industrial facility that manufactures rounds, bars, or coins. Gold bullion mints produce coins that are used for both currency and investment purposes. It is believed the first mint was established in the 7th century BC in Lydia. The mint coined gold and silver. Leading bullion mints worldwide include the United States Mint, the Royal Canadian Mint, and the Perth Mint in Australia.
South African Krugerrands first came on the market in 1967. For several years, it was the only option available for Gold investors. The Gold Krugerrands are steeped in a rich history that is not only familiar to their country, but also to the world. Krugerrands remain a popular Gold coin with investors everywhere. The reverse depicts the Springbok antelope, the national animal of South Africa. The obverse shows the likeness of the first and only South African President Paul Kruger.
This is why some investors like to buy gold in a more indirect fashion, via mining stocks. The prices of mining stocks tend to follow the prices of the commodities on which they focus, so there's a logic to this approach. However, because miners are running businesses that can expand over time, investors can benefit from increasing gold production. This can provide upside that owning gold coins never will.

Since gold bars are mostly traded based on their .999 fine gold content, the difference between a highly recognizable gold mint versus a smaller less recognizable gold mint is typically only a few dollars per troy ounce being bought or sold. The most important factor influencing gold bar prices remains the purity and the weight of the gold bar. Virtually all the gold bullion bars we carry are also allowed inside of Gold IRA's.
Precious metals in bulk form are known as bullion, and are traded on commodity markets. Bullion metals may be cast into ingots, or minted into coins. The defining attribute of bullion is that it is valued by its mass and purity rather than by a face value as money. While obsolete gold coins are primarily collected for their numismatic value, gold bullion coins today derive their value from the metal (gold) content – and as such are viewed by some investors as a "hedge" against inflation or a store of value. Many nations mint bullion coins. According to British HM Revenue & Customs investment coins are generally coins that have been minted after 1800, have a purity of not less than 900 thousandths, or have been legal tender in its country of origin.[5] Although nominally issued as legal tender, these coins' face value as currency is far below that of their value as bullion.

The most basic definition of a mint is an industrial facility that manufactures rounds, bars, or coins. Gold bullion mints produce coins that are used for both currency and investment purposes. It is believed the first mint was established in the 7th century BC in Lydia. The mint coined gold and silver. Leading bullion mints worldwide include the United States Mint, the Royal Canadian Mint, and the Perth Mint in Australia.
To buy gold bullion or silver bullion for numismatic value, one needs to have a very good understanding of the collectable market. Often times, values will vary significantly from year to year. Remember, unlike a bullion price, a collectible coin is only worth what it can be sold for. Many buyers have been burned spending lots of money for a “collectable” and then selling it for far less.
Investment Grade Coins are higher quality and more rare than bullion coins. These coins are also graded and are enclosed in a protective slab to ensure and preserve the condition of the coin. A study commissioned by the U.S. Congress has proven that certain Investment Grade Coins are shown to have an annual return of 15%. Investment Grade Coins are for investors planning to hold onto their investment for at least 3 years.
Prudential Securities: (NY) 212-778-6667. A small investor can open up an account by buying at least 20 ounces. Most clients come from Wells Fargo (Prudential and Wells Fargo have ties), and the company normally doesn’t sell to other individual investors. “We kind of discourage that,” we were told. But you can do it. The purchase has to be made through a wire transfer -- no checks, no charge cards -- and the company does a background check. Prudential buys for 3% and sells the gold marked up for 3.15%. The person we spoke with said the average trade was 50 to 100 ounces. No discount for bulk purchases.

Sheldon's scale, included in his famous work Penny Whimsy, was originally devised specifically for United States large cents, but it is now applied to all series. The scale runs from 0 to 70, where 0 means that you can tell that it was once a coin while 70 means that it is perfect. 60 is uncirculated, what the general public would consider perfect, with no wear whatsoever. There is a direct mapping from this scale to the older descriptive terms, but they are not always used in the same way.[8][9]
Investing in gold coins from exotic, unknown mints can be a risky choice. Grading, purity, and other factors determine the value of gold coins – but investors must take great care when sinking money into the illiquid and opaque collectible market. Coins that are supposedly worth way more than their actual melt value should be avoided by everyone but experienced collectors.
As the Vanguard fund's name implies, however, in a fund's portfolio you are likely to find exposure to miners that deal with other precious, semiprecious, and base metals. That's not materially different than owning mining stocks directly, but you should keep this factor in mind, because not all fund names make this clear. The name of the Fidelity fund, for example, might make you believe that it invests only in companies that mine gold, which isn't the case.
A. The same vetting rules outlined earlier apply. Check them out. Too often investors make the mistake of believing that the gold firm that sponsors their favorite political commentator is also the best place to make their gold purchases. National media campaigns are expensive and those costs are usually covered in the prices paid by investors for their gold and silver coins. In some instances that mark-up can be twice the underlying metal value. Take care that you are not paying too much for your gold and that you are buying the gold items best suited to meeting your goals.
New investors will find great comfort and emotional attachment from buying Silver coins. You can expect to pay more for a Silver coin than its Silver bullion counterparts, but because of the coin’s scarcity and collectibility, you’ll have a more fulfilling buying experience. There is almost an unlimited variety of Silver coins for your investing pleasure.
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