Congressionally authorized United States Mint Bullion Coins provide investors with a convenient and cost-effective way to add physical gold, silver, platinum, or palladium to their investment portfolios. The American Eagle Bullion Coin Program was launched in 1986 with the sale of American Eagle Gold and Silver Bullion Coins. Platinum was added to the American Eagle Bullion Coin family in 1997 and palladium in 2017. In 2008, the American Buffalo Bullion Coin Program was introduced. The America the Beautiful Five Ounce Silver Bullion Coin™ Program followed in 2010.
This article started off looking to answer a very simple question: Is gold a safe investment? Like so many things in life, however, simple questions can have very complex answers. In the case of gold, it is a risky asset class, and it would be unwise to invest only in gold. However, because gold is viewed as a store of wealth, you shouldn't dismiss it as an investment option. Investors tend to flock to gold when they are scared, which boosts its value when assets such as stocks are falling. It just needs to be paired with a more broadly diversified portfolio so you can benefit from the non-correlated nature of gold's performance. And, yes, that will require rebalancing your portfolio every so often, maybe once a year or when allocations get materially out of line.
Many banks offer gold accounts where gold can be instantly bought or sold just like any foreign currency on a fractional reserve basis.[citation needed] Swiss banks offer similar service on a fully allocated basis. Pool accounts, such as those offered by some providers, facilitate highly liquid but unallocated claims on gold owned by the company. Digital gold currency systems operate like pool accounts and additionally allow the direct transfer of fungible gold between members of the service. Other operators, by contrast, allows clients to create a bailment on allocated (non-fungible) gold, which becomes the legal property of the buyer.

When people buy physical gold, they can store it themselves, have someone store it for them or do a combination of both. Some people keep it in a home safe, storage boxes, or in coin capsules at home. Others store it in a safe deposit box at the bank or other secure location. Safe deposit boxes at the bank are affordable but may offer limited access, based on the hours of the financial institution. The bank does not insure the contents of the box, which means separate insurance should be purchased.
The grading standards are different in different countries. The main standards applied outside the United States are presented in the following table.[11] Coin grading is not an exact science. It is a subjective exercise and depends on the qualification and the experience of the appraiser. Industry leaders were extremely concerned that without a standardized grading system, the rare coin industry could face enormous problems. Therefore, on February 3, 1986, the Professional Coin Grading Service (PCGS) was formed and in 1987 the Numismatic Guaranty Corporation. Both associations have the same goal of grading coins. Other prominent grading organizations are the American Numismatic Association Certification Service (ANACS) and the Independent Coin Graders. The grading is usually done by three independent appraisers. A grading finalizer assigns the final grade of the coin and thereafter the coin is sonically sealed in a protective, inert plastic holder known as "slab".[7] Other associations followed and are at present active.[12] This third-party appraisal of a coin's physical condition, backed by a guarantee, and a national network of reputable coin dealers provided an extremely reliable form of protection for rare coin consumers who could then participate in the coin market with greater confidence.

Goldline International, a major dealer, has come under fire by U.S. Representative Anthony Weiner (D-NY) for the high markups it charges on such coins. For example, Goldline and some other dealers push a French gold coin, the 20-franc “Rooster.” Weiner says Goldline charges 69% more than the melt value of the Rooster, which has no numismatic value.


Between Nov. 30, 2007, and June 1, 2009, the S&P 500 index fell 36%. The price of gold, on the other hand, rose 25%. Do the quick math and you'll see that gold outperformed stocks by more than 60 percentage points. This was the most recent example of a material and prolonged stock downturn, but it's also a particularly dramatic one because, at the time, there were very real concerns about the viability of the global financial system.
When you buy a futures contract for a fraction of the actual cost of the assets involved, you are basically betting on a small change in the price of the assets. You can make a lot of money buying gold futures if the value of gold goes up relative to your currency, but if it goes down, you can lose everything you invested and possibly more (if your futures contracts do not simply get sold to someone else when you do not have enough money down). This is a way to hedge a risk or speculate but not in itself a way to build savings.

After investing in bullion instruments, it is important to store them safely and efficiently, and this is where the stackability factor comes into play. Value per square inch is most definitely an aspect worth considering when buying bulk quantities of silver. Bullion bars are easily the most stackable and store-able precious metals product, offering substantially more amounts of silver per square inch. Silver coins and rounds require casings, tubes, or boxes when storing large numbers, making them an unwieldy option for massive quantities of silver.

For centuries, buying gold has been recognized as one of the best ways to preserve one's wealth and purchasing power. Gold is a unique investment, one that has served mankind well for thousands of years. From the times of ancient Egyptians, Greeks and Romans to more modern times, man has been fascinated with the beauty and magic of gold, and with its power to change men's lives.

A reliable coin and bullion dealer stays on top of the market closings and updates their prices accordingly. At US Bullion Exchange they strive to stay on the top tier of coin retailers and are constantly updating and resupplying their stock of coins and bars. In the interest of allowing their customers to gain the same access as their dealers US Bullion offers a posting of daily closing gold and silver prices.
Why sell bullion coins? At some point they will appreciate enough to represent a very attractive source of income. This can boost savings in gold accounts like a precious metals IRA, or offset an investment loss elsewhere. The trick to selling is to get a fair to good price. Trying to win a major sale of the year likely won’t happen, but good sales happen regularly. Research and watching spot market pricing of precious metals is the first step, and selling to reliable buyers is the second. Scottsdale Bullion and Coin, for example, will purchase gold bullion coins at very fair prices, making it a good source to sell gold and silver coins. It is possible to sell privately, but always make sure to get paid first before releasing a coin. And don’t trust credit card payments unless you are protected from chargebacks. Many scammers buy a coin and then claim to their credit card company it was never delivered. The charge gets reversed, and the seller is then out both the coin and the payment.

Some Silver coins stay in families for generations, serving as both a bullion investment and collectible. Silver coins realize collectibility because of their design, scarcity and demand. Each year, new coins are minted in different variations which may never be produced again. APMEX only sells Silver coins minted by the most trusted mints in the world. These mints include the United States Mint, Royal Canadian Mint, Perth Mint, Austrian Mint and more.
Derivatives, such as gold forwards, futures and options, currently trade on various exchanges around the world and over-the-counter (OTC) directly in the private market. In the U.S., gold futures are primarily traded on the New York Commodities Exchange (COMEX) and Euronext.liffe. In India, gold futures are traded on the National Commodity and Derivatives Exchange (NCDEX) and Multi Commodity Exchange (MCX).[54]
However, people still love the yellow metal. Clearly, a big part of demand comes from the jewelry industry -- we all like nice baubles and trinkets. But a notable amount of demand comes from entities that want to own gold in its physical form via coins, bullion, and bars. That stems largely from the economic history of gold and the resulting view of the metal as a safe-haven investment. If paper money were to suddenly become worthless, the world would have to fall back on something of value to facilitate trade. One of the most logical options is gold, since that was the role it played before fiat currencies ruled the day. This is one of the reasons that investors tend to push up the price of gold when financial markets are volatile.
If you are interested in becoming a silver investor, there are a couple of good reasons why buying silver coins might be a great option to consider. For example, silver coins are real money. They aren't paper or digital currency that has nothing to back them. It's a hard currency that has historically been valued for providing a form of money that can be used for all types of products and trade. Additionally, this type of money offers a tangible asset that is often preferred over paper or digital forms of money.
Gold jewelry: The problem with buying gold jewelry as an investment is that you pay a premium for the craftsmanship and the desirability of the design. Any piece of jewelry marked 14 karat or less will be below investment quality, and any resale for the sake of investing will be impacted by the need to refine the gold. On the other hand, it is possible to pick up antique or vintage gold for very little at estate sales and similar auctions where a seller may not recognize the true value of the metal content or if people simply aren't in the mood to bid much for it. Older pieces can carry more value due to their unique craftsmanship, so this can be a lucrative and enjoyable way to collect gold.
Once you've built your gold position, you should strongly consider keeping it a core portion of your portfolio. That, of course, comes with a caveat: If you target a 10% allocation to gold, then once a year or so you'll want to revisit that allocation to make sure it's still roughly where you want it. If gold is having a good year and your position has increased to 12% or more of your portfolio, it's wise to sell some of the position to bring it back to 10%, and put the resulting cash into other investments. Conversely, if your gold position falls to 8% or so, then you may want to add to it to bring it back to your 10% target. This is really just simple portfolio rebalancing, but it's an important maintenance issue that you shouldn't forget about.   

Gold-colored coins have made a comeback in many currencies. However, "gold coin" (in numismatic terminology) always refers to a coin that is (more or less) made of gold, and does not include coins made of manganese brass or other alloys. Furthermore, many countries continue to make legal tender gold coins, but these are primarily meant for collectors and investment purposes and are not meant for circulation.


The best place to buy Silver is from a reputable dealer with a long history and strong reputation. Established retailers have a long-standing relationship with buyers, sellers, and government mints around the world. These ongoing partnerships serve as reassurance that your purchase has been through a network the relies on transparency and high standards of authentication. While you can buy Silver bars, rounds and coins from many different places, the ease of making a purchase and the security of the transaction are paramount. APMEX offers more than 6,000 beautifully designed products, backed by a quality guarantee. Our prices for Silver are affordable for most investors, and allow you to add tangible assets to your portfolio.
Precious metals in bulk form are known as bullion, and are traded on commodity markets. Bullion metals may be cast into ingots, or minted into coins. The defining attribute of bullion is that it is valued by its mass and purity rather than by a face value as money. While obsolete gold coins are primarily collected for their numismatic value, gold bullion coins today derive their value from the metal (gold) content – and as such are viewed by some investors as a "hedge" against inflation or a store of value. Many nations mint bullion coins. According to British HM Revenue & Customs investment coins are generally coins that have been minted after 1800, have a purity of not less than 900 thousandths, or have been legal tender in its country of origin.[5] Although nominally issued as legal tender, these coins' face value as currency is far below that of their value as bullion.

Once again, it is important to figure out the current market value of gold before you sell your gold coins. Only work with a reputable dealer like Money Metals Exchange which has an impeccable reputation. Be wary of online auction sites, such as eBay and Amazon, that can become gathering places for scammers. Look for attentive customer service and an SSL secured website with product pages that offer live buy and sell prices. An online dealer often offers a higher price for gold than a local coin shop and you can instantly lock in the price. Read online reviews, read each title and summary, and stay away from sites with one star to ensure you are working with a valid precious metals dealer.
Rather than being miners, they are more like specialty finance companies that get paid in precious metals. The low prices they pay help to lock in wide margins regardless of the price of gold, and their investment approaches all result in wider mine diversification than you would likely get from owning a single miner. And all three of these companies have reliably paid dividends for years, which can help investors to stick around through the entire commodity cycle to achieve the full diversification benefit gold can offer. Streaming companies are probably the best all-around option if you are looking to buy gold, providing diversification, direct exposure to gold, and upside potential from the gold projects they back.   
Obverse features the image of Winged Victory, a symbol of Mexican resistance to Spanish colonial control. Winged Victory is inspired by the same Goddess of Liberty as America’s symbol of Lady Liberty, but features a crown wreath in one hand and broken chains in the other. The background includes the twin volcanic peaks of Popocatepetl and Iztaccihuatl.
For those that appreciate how gold works to improve investment reward vs volatility/risk in a portfolio, it is recommended that a minimum of 10% of an investment portfolio should be in gold, or other precious metals. However, investors often purchase more when economic or geopolitical uncertainty in the markets and around the world rises. Mathematically, “How Much Gold” over time would have suggested preferred diversification is close to 10%, but certainly your preferred mix of assets is dictated by your personal views and preferences.
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But if you don't actually make use of them, these bars can be costly to liquidate once removed from storage. You may encounter assay, refining, or just handling fees in trying to liquidate that size gold bullion bar. It's much more difficult and time-consuming to liquidate gold bullion in a single chunk that is worth over $100,000 than it is to sell the same amount of gold bullion in more convenient and tradable sizes.
If you’re investing in gold, remember that it’s a commodity, and it’s up to you to make sure you’re not overpaying. The day you buy, check the spot price of gold (available at many Web sites, such as www.goldprice.org). Don’t pay more than a 5% to 8% markup over the spot price -- that’s the typical premium, according to Michael White, spokesman for the U.S. Mint.
Mainly a part of the discussion when we talk about any silver bullion instrument – premium over spot refers to how much more a product is worth (premium charged) over the melt value of silver present in the silver bullion coin, round, or bar. Just as a whole is more than the sum of its parts, the value of some bullion products is higher than their intrinsic worth, depending on the minting source, age, and rarity.
The Federal Trade Commission reports a rise in boiler rooms hawking gold coins or bars. (A boiler room is filled with salespeople who cold call prospects and use high-pressure sales tactics.) Dama Brown, staff attorney for consumer affairs in the FTC’s Atlanta office, says that these operators usually make inflated claims about the potential profit from gold, such as “tripling your money in 30 days.” Such claims are often coupled with warnings about the weak economy and how gold, as a hard asset, is less risky than stocks, she says.
Answer. The biggest trap investors fall into is buying a gold investment that bears little or no relationship to his or her objectives. Take safe-haven investors for example. That group makes up 90% of our clientele, and probably a good 75% of the current physical gold market. Most often the safe-haven investor simply wants to add gold coins to his or her portfolio mix, but too often this same investor ends up instead with a leveraged (financed) gold position, or a handful of exotic rare coins, or a position in an ETF that amounts to little more than a bet on the gold price. These have little to do with safe-haven investing, and most investors would be well served to avoid them.
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Additionally, the metal of kings has been used as currency for centuries. The free market has selected it to be used as money for thousands of years, partly because it is transportable, with a high value-to-weight ratio. Its density makes it more difficult to counterfeit. It is also fungible in that all gold ounces are worth the same.  And it’s divisible, meaning that it does not lose its value just because it is broken into smaller increments.  And it’s durable – not corroding or tarnishing over the years. Historically, the first gold coins were made in Anatolia during the 6th century BC. Most modern bullion coins come in 1 ounce, ½ oz, ¼ oz, 1/10 oz, and even 1/20 oz sizes.
In the early 1970s, one ounce of gold equaled $35. Let's say that at that time, you had a choice of either holding an ounce of gold or simply keeping the $35. They would both buy you the same things, like a brand new business suit or fancy bicycle. However, if you had an ounce of gold today and converted it for today's prices, it would still be enough to buy a brand new suit, but the same cannot be said for the $35. In short, you would have lost a substantial amount of your wealth if you decided to hold the $35 as opposed to the one ounce of gold because the value of gold has increased, while the value of a dollar has been eroded by inflation.
It is generally accepted that the price of gold is closely related to interest rates. As interest rates rise, the general tendency is for the gold price, which earns no interest, to fall, and vice versa. As a result, the gold price can be closely correlated to central banks[clarification needed] via their monetary policy decisions on interest rates. For example, if market signals indicate the possibility of prolonged inflation, central banks may decide to raise interest rates, which could reduce the price of gold. But this does not always happen: after the European Central Bank raised its interest rate slightly on April 7, 2011, for the first time since 2008,[25] the price of gold drove higher, and hit a new high one day later.[26] Similarly, in August 2011 when interest rates in India were at their highest in two years, the gold prices peaked as well.[27]

The best place to buy Silver is from a reputable dealer with a long history and strong reputation. Established retailers have a long-standing relationship with buyers, sellers, and government mints around the world. These ongoing partnerships serve as reassurance that your purchase has been through a network the relies on transparency and high standards of authentication. While you can buy Silver bars, rounds and coins from many different places, the ease of making a purchase and the security of the transaction are paramount. APMEX offers more than 6,000 beautifully designed products, backed by a quality guarantee. Our prices for Silver are affordable for most investors, and allow you to add tangible assets to your portfolio.

But if you don't actually make use of them, these bars can be costly to liquidate once removed from storage. You may encounter assay, refining, or just handling fees in trying to liquidate that size gold bullion bar. It's much more difficult and time-consuming to liquidate gold bullion in a single chunk that is worth over $100,000 than it is to sell the same amount of gold bullion in more convenient and tradable sizes.


Buying silver bullion and gold bullion online is a popular way to diversity your investment portfolio. SD Bullion offers numerous silver buying options based on your investing strategy including the American Silver Eagle, Canadian Silver Maple, Austrian Silver Philharmonic, Chinese Silver Pandas, Silver Shield Collection, and 90% Constitutional Coins (Junk Silver). We also offer a wide selection of low price silver rounds such as the popular Republic Metals Silver Buffalo. Whatever your investment strategy, we have a product for you.
The 10 gram bar is often popular because it is still quite tiny, but carries an attractive amount of heft to itself. This is because gold as a metal, although soft and malleable, is still quite heavy. The 20 ounce bars are also popular, in part due to their similar feel and weight of the ubiquitous 1 troy ounce gold bar, which actually weighs just over 30 grams. It's even possible to purchase bars that weigh as much as 50 grams or heavier. These are heavy bars but fit well in the palm of one's hand. One advantage of buying bars in larger sizes is that the price-per-ounce ends up being less than if you were to buy exclusively in small amounts. Just like in most commodities, it can be smart to buy gold in bulk.
Gold stocks are typically more appealing to growth investors than to income investors. Gold stocks generally rise and fall with the price of gold, but there are well-managed mining companies that are profitable even when the price of gold is down. Increases in the price of gold are often magnified in gold stock prices. A relatively small increase in the price of gold can lead to significant gains in the best gold stocks and owners of gold stocks typically obtain a much higher return on investment (ROI) than owners of physical gold.

Once you've built your gold position, you should strongly consider keeping it a core portion of your portfolio. That, of course, comes with a caveat: If you target a 10% allocation to gold, then once a year or so you'll want to revisit that allocation to make sure it's still roughly where you want it. If gold is having a good year and your position has increased to 12% or more of your portfolio, it's wise to sell some of the position to bring it back to 10%, and put the resulting cash into other investments. Conversely, if your gold position falls to 8% or so, then you may want to add to it to bring it back to your 10% target. This is really just simple portfolio rebalancing, but it's an important maintenance issue that you shouldn't forget about.   
When dollars were fully convertible into gold via the gold standard, both were regarded as money. However, most people preferred to carry around paper banknotes rather than the somewhat heavier and less divisible gold coins. If people feared their bank would fail, a bank run might result. This happened in the USA during the Great Depression of the 1930s, leading President Roosevelt to impose a national emergency and issue Executive Order 6102 outlawing the "hoarding" of gold by US citizens. There was only one prosecution under the order, and in that case the order was ruled invalid by federal judge John M. Woolsey, on the technical grounds that the order was signed by the President, not the Secretary of the Treasury as required.[37]
In addition to American Gold Eagles, we carry large quantities of foreign coins and gold bars. Our gold bar selection includes Pamp Suisse, Perth Mint & Credit Suisse bars. We also offer American Gold Buffalo coins, pre-1933 gold bullion, and other gold products. Among precious metals, gold is renowned for its beauty and rarity. For the latest update in spot gold prices, please refer to the box in the upper right-hand corner. Order online today for secure delivery or place an order by phone at 1-800-735-1311.
If you’re looking for a real deal on silver, consider purchasing bulk volumes of former US circulation coin designs. Until 1964, the United States issued all of its circulation silver coins with a 90% silver content. This includes items such as the Barber Coinage (1892-1916), the Mercury Dime (1916-1945), and the Walking Liberty Half Dollar (1916-1947). These coins are often available in bulk linen sacks and showcase signs of wear and tear as they were previously in circulation. No matter the condition of the designs, the coins still contain 90% silver content and are an affordable option for first-time investors in particular.
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